MOSAIC's Medical Debt Grace Period is Good News for Low and Moderate-Income Patients

Gregg Lombard - Executive Director

MOSAIC Life Care (formerly known as Heartland Hospital) has announced a Medical Debt Grace Period for MOSAIC’s low to moderate income patients. MOSAIC will write off up to 100% of the medical debt for qualifying patients who apply between now and the end of the year.

This is a tremendous opportunity for low-income patients. A patient from a family of four with income up to $48,500 may be eligible to have their entire medical debt forgiven by the hospital-- even if the debt is in collection and even if a judgment has been entered against the patient. A patient from a family of three with income up to $60,270 may be eligible to have half their medical debt forgiven.  Please see the announcement below or view it online.  The online version has a chart showing the amount of debt that will be forgiven based on income and family size.

Senator Chuck Grassley from Iowa and his staff deserve a great deal of credit for encouraging MOSAIC to provide these discounts. See the website for complete details. The offer only lasts until the end of the year. So, people who are eligible should take action soon.

Below is the announcement from MOSAIC:

Medical Debt Grace Period

Have an unpaid medical bill?

If you or someone you know has an unpaid medical bill, the account may qualify for Mosaic Life Care’s Medical Debt Grace Period — now through December 31, 2015. Even if the account is in collections, has acquired legal fees, is under wage garnishment or has been denied in the past, it may still be eligible.

If the account qualifies, 100 percent of your debt could be forgiven during Mosaic Life Care’s Medical Debt Grace Period.

• If you are approved for 100 percent financial assistance, then we will forgive the entire debt on that account. 
• If you are approved for 50 percent financial assistance, then we will apply a 50 percent discount to the principal on your account, and forgive additional interest and fees that have built up.  
• If you are not approved for financial assistance at this time, but you have paid off the principal amount, we will forgive the remaining Mosaic Life Care balance. 
• If you are not approved for financial assistance at this time and have not paid off the principal amount, we will forgive any interest and/or legal fees that have built up on your account. 

Together we can find answers to unpaid medical bills.

To find out if the account qualifies, make an appointment with a financial counselor by calling (816) 271-7524 or (800) 447-1095, or complete an application (Spanish version) by December 31, 2015.